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Miller's Money Forever

Unless you started out with a hefty nest egg, you're probably worried about not having enough money to retire on comfortably… of not being able to afford to visit your grandkids and travel… of not being able to live the life you worked so hard for.

I know exactly how you feel – that was the position I was in just a short few years ago.


   Dennis Miller,
   Editor, Money Forever

I'm Dennis Miller. I'm a 72-year-old retired management consultant, and I live in Florida with my wife, Jo.

I worked my tail off for over 50 years, lived prudently, and had set myself up to retire off interest income from CDs. But the financial crash of 2008 took care of that – overnight, the banks called in my CDs and offered to replace them with much lower interest-bearing notes.

As a result, my retirement income was slashed by 66%.

But now money worries are the last thing on my mind. With the help of some of the best financial minds in the business, I've developed an investment strategy that's replaced my lost interest income and then some.

My passion now is finding low-risk investments that earn healthy yields – yields big enough to help folks just like you retire in comfort.

How I saved my retirement
(and how I can help save yours, too)

After getting over the shock of losing two-thirds of my retirement income, I devoted every waking moment to finding ways to replace it. So I called brokers I knew. I started attending investors' conferences and subscribing to financial newsletters.

I even called a few of the publishers, including David Galland, the managing director of Casey Research. With his help and the help of Casey's research team, I discovered a host of exciting investment opportunities (a few of which I didn't know existed at the time). And while they weren't all winners, the overall profits I made were more than enough to replace my lost interest income.

Now Casey Research and I have teamed up to help people from all over the world retool their retirement portfolios. And not a moment too soon either, as things are about to get worse for millions of people preparing for retirement…

What's in store for those who don't prepare
for the coming economic storm

While we see occasional flickers of hope in the economy, sustainable improvement is all but impossible because of massive US debt. Right now it's at about $16.2 trillion… and growing by more than $1 trillion per year.

Those funding this debt are settling for puny returns – as little as 0.75% for a 5-year US Treasury – because loaning money to the US is seen as the ultimate safe investment. But as they begin to question this assumption (as they will – no one's going to loan money indefinitely to a party that never pays down any of the principal), they will demand more reward for the risk they're taking.

In other words, they will demand higher interest rates.

Of course, the US government is fighting tooth and nail to keep interest rates low because if they rise considerably, it will cost the country much more to service its gargantuan debt (that's why the Federal Reserve's policy is to keep interest rates artificially low through 2015).

These low rates are great for borrowers, but they punish savers like you and me.

It works like this. Let's assume you get 1% interest on your savings (which is doubtful; you probably get much less). The government says inflation is about 2% – double of what you're earning on your savings – but the real rate, according to some economic experts, is closer to 9%.

That means if you don't make at least 9% on your money, you're actually losing wealth!

The bottom line is you'll have to keep getting better and better returns on your money just to keep pace with inflation, let alone truly increase your wealth.

What you have to do to save your retirement

Whether you're currently retired, a few years away, or even a decade from retirement, you need to be able to…

  • provide yourself with steady and safe income
  • preserve your capital
  • protect yourself from the ravages of coming high inflation

While you could try to accomplish all that by investing in the stock market, you have to be careful which companies you invest in.

Are you willing to do all the research necessary to separate companies worth investing in from those best left alone? If so, you must understand this will take considerable time and effort.

Frankly, I've found that most people I've spoken with – including a lot of successful investors – need help here.

That's why I created Money Forever, in partnership with the investment research team at Casey Research.

Money Forever is written for retirement-minded investors who, like you and me, want to make sure they'll have enough money to last a lifetime… and have some left over to pass on to their children.

As an advocate for the retirement set, I've discovered the best strategies to protect and grow your nest egg. Now I'm sharing with you my financial experiences – and the best investment opportunities – so you can get your finances back on track the easy way.

With Money Forever, you'll get actionable investment recommendations every month to help you survive and thrive… even in these turbulent times.

Here's some of what you'll find
in Money Forever

  • A detailed plan for building a retirement portfolio with the right balance of core holdings, high dividends, capital growth, and even some speculation
  • Tips for buying great dividend-paying stocks
  • How to make your portfolio inflation-proof
  • How to make sure you get a monthly paycheck from high-yield stocks… even if you're already retired
  • Where and how to look for speculative opportunities
  • Interviews with some of the best financial minds – and where they're putting their money
  • Where to park your cash so you're ready for the next investment opportunity
  • How to use foreign currencies for safety and growth: it's easier than you think and anyone, regardless of how much money they have, can do it
  • The role precious metals should play in your portfolio
  • And always, independent, detailed research on specific stock recommendations of great companies with excellent prospects for capital growth (written in easy-to-read, plain English)

In every issue you'll find exhaustively researched, actionable investment recommendations. You'll also find thorough explanations of all our choices, as well as deep background information about the markets they represent.

Every recommendation in Miller's Money Forever is easily traded in your online brokerage account – there are no thinly traded stocks on obscure foreign exchanges, nor are there any complicated strategies that expose your money to undue risk.

With Money Forever, it's all about preservation and growth – not gambling.

But at the same time, our recommendations are forward-looking – meant to take advantage of trends that we see developing.

Doug Casey and his team at Casey Research have a long history of spotting those trends early – which is exactly why I sought them out to help produce this letter: their high-quality research complements my fundamental understanding of the challenges facing today's retirement investor.

If you're serious about making sure you enjoy a comfortable retirement, about protecting and growing the money you have, and ensuring you have enough to last for the rest of your life and beyond, give Money Forever a try right now, absolutely risk-free.

Subscribe Today
for the Charter Member discount rate of only $99 per year.Try it out risk-free for 90 days, with our 100% money-back guarantee.

What you'll find in Money Forever

  • A detailed plan for building a retirement portfolio with the right balance of core holdings, high dividends, capital growth, and even some speculation
  • Interviews with some of the best financial minds – and where they're putting their money
  • Where to park your cash so you're ready for the next investment opportunity
  • And always, independent, detailed research on specific stock recommendations of great companies with excellent prospects for capital growth (written in easy-to-read, plain English)
Try It Now